diff --git a/qrcodeplatba.py b/qrcodeplatba.py
new file mode 100644
index 0000000..995ea65
--- /dev/null
+++ b/qrcodeplatba.py
@@ -0,0 +1,52 @@
+#!/usr/bin/env python3
+# -*- coding: utf-8 -*-
+
+"""
+Generate QR code for payment to Fio bank account 2800046620/2010.
+You can change AMOUNT and VARIABLE_SYMBOL as needed.
+"""
+
+import qrcode
+from pathlib import Path
+from PIL import Image
+
+# ================================
+# 💳 CONFIGURATION
+# ================================
+# Account in IBAN format (Fio Banka 2800046620 / 2010)
+IBAN = "CZ9520100000002800046620"
+
+# Define variables you want to change before each run
+AMOUNT = 850.00               # 💰 amount in CZK
+VARIABLE_SYMBOL = "20251105"  # 🔢 variabilní symbol
+MESSAGE = "Platba za službu"  # optional note shown in banking app
+
+# ================================
+# 🧩 Construct SPD string
+# ================================
+spayd = f"SPD*1.0*ACC:{IBAN}*AM:{AMOUNT:.2f}*CC:CZK*X-VS:{VARIABLE_SYMBOL}*MSG:{MESSAGE}"
+
+# ================================
+# 🖼 Generate QR code
+# ================================
+qr = qrcode.QRCode(
+    version=None,
+    error_correction=qrcode.constants.ERROR_CORRECT_M,
+    box_size=10,
+    border=4,
+)
+qr.add_data(spayd)
+qr.make(fit=True)
+
+img = qr.make_image(fill_color="black", back_color="white")
+
+# Save to file
+out_path = Path(__file__).parent / f"qr_fio_{VARIABLE_SYMBOL}.png"
+img.save(out_path)
+
+print("✅ QR code generated successfully!")
+print(f"SPD payload:\n{spayd}\n")
+print(f"Saved as: {out_path}")
+
+# (optional) show image when run interactively
+img.show()